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CartModules: GoCardless
Accept direct debit and bank payments across the UK, Europe, Nordics, Australia, New Zealand, Canada and the US.
Overview
GoCardless is a global leader in direct debit and bank payment processing, trusted by over 85,000 businesses worldwide. This addon integrates GoCardless with your CS-Cart or Multi-Vendor store using the modern Billing Request Flow, giving your customers a seamless, secure way to pay directly from their bank account.
Direct debit payments typically have lower fees than card payments and higher success rates for recurring transactions. With GoCardless, you can accept payments in 8 currencies across 30+ countries.
Key Features
Billing Request Flow
Uses GoCardless's modern redirect-based payment flow. Customers authorize payments on a secure, hosted page and return to your store.
8 Currencies Supported
Accept payments in GBP, EUR, SEK, DKK, AUD, NZD, CAD and USD. Automatically sends the correct currency to GoCardless.
Real-Time Webhooks
Automatic order status updates via GoCardless webhooks with HMAC-SHA256 signature verification for security.
Sandbox & Live Modes
Switch between test and production environments with a single dropdown. Test your integration risk-free before going live.
Secure by Design
PCI SAQ A compliant (no card data handled). SSL verification on all API calls. Sensitive data masked in logs.
Idempotent Callbacks
Duplicate webhook events and customer return actions are handled gracefully. No double-processing of orders.
Supported Regions & Payment Schemes
| Region | Currency | Payment Scheme |
|---|---|---|
| United Kingdom | GBP | Bacs Direct Debit |
| Eurozone (SEPA) | EUR | SEPA Direct Debit |
| Sweden | SEK | Autogiro |
| Denmark | DKK | Betalingsservice |
| Australia | AUD | BECS Direct Debit |
| New Zealand | NZD | BECS NZ |
| Canada | CAD | PAD |
| United States | USD | ACH |
How It Works
-
Customer selects GoCardless at checkout
Your customer chooses GoCardless as their payment method and places the order. -
Redirect to GoCardless
The addon creates a billing request and redirects the customer to GoCardless's secure hosted payment page. -
Customer authorizes payment
The customer selects their bank, enters their details, and authorizes the direct debit mandate and payment. -
Return to your store
After authorization, the customer is redirected back to your store. The addon confirms the billing request and updates the order status. -
Asynchronous status updates
GoCardless sends webhook notifications as the payment progresses (submitted, confirmed, paid out). Order status is updated automatically.
Configuration
Setup takes just a few minutes:
- Enter your GoCardless Access Token
- Enter your Webhook Secret
- Select Test or Live mode
- Copy the webhook URL into your GoCardless dashboard
- Optionally configure order status mapping
The addon displays your webhook URL directly in the settings panel for easy copy-paste into the GoCardless dashboard.
Order Status Mapping
| GoCardless Event | Default CS-Cart Status |
|---|---|
| confirmed / paid_out | Processed (P) |
| pending_submission / submitted | Open (O) |
| failed / cancelled | Failed (F) |
Requirements
- CS-Cart or Multi-Vendor 4.x
- PHP 7.1 or higher
- GoCardless account (sandbox or live)
- SSL certificate on your store domain
Compatibility
| Platform | Edition | Supported |
|---|---|---|
| CS-Cart | Ultimate | Yes |
| CS-Cart | Standard | Yes |
| Multi-Vendor | All editions | Yes |
Ready to accept direct debit payments?
Install CartModules: GoCardless and start accepting bank payments from customers across the UK, Europe and beyond.
Payment type
One-time payment
Product
- Store Builder
- Store Builder Ultimate
- Multi-Vendor
- Multi-Vendor Plus
- Multi-Vendor Ultimate
Compatible versions
- 4.20.1
- 4.19.1.SP2
- 4.19.1.SP1
- 4.19.1
- 4.18.4
- 4.18.3
- 4.18.2.SP1
- 4.18.2
- 4.18.1.SP1
- 4.18.1
- 4.17.2.SP3
- 4.17.2.SP2
- 4.17.2.SP1
- 4.17.2
- 4.17.1
- 4.16.2
- 4.16.1
- 4.15.2
- 4.15.1.SP4
- 4.15.1.SP3
- 4.15.1.SP2
- 4.15.1.SP1
- 4.15.1
- 4.14.3
- 4.14.2.SP1
- 4.14.2
- 4.14.1.SP1
- 4.14.1
- 4.13.3
- 4.13.2.SP2
- 4.13.2.SP1
- 4.13.2
- 4.13.1
- 4.12.2
- 4.12.1
- 4.11.5
- 4.11.4
- 4.11.3
- 4.11.2
- 4.11.1
- 4.10.4.SP1
- 4.10.4
- 4.10.3
- 4.10.2
- 4.10.1
- 4.9.3
- 4.9.2
- 4.9.1
- 4.8.2
- 4.7.4
- 4.6.3
Localizations
- English
Contact information
Email
Phone
+91-96538-49089
Website
Cartmodules operates a team of professional web designers and developers, providing premium CS-Cart services like add-ons development and theme development at affordable prices. We not only work effectively but smartly and deliver the best to our customers in shortest possible and ensuring quality of the deliverables.
We have an experienced team of professional having experience in PHP, JavaScript, Smarty, jQuery, CSS, Ajax, HTML5 and other programming languages and technologies. The development is inline with latest quality standards.
Our customers include a number of small, medium and large enterprises who are into e-commerce and want to expand further their business using technology.
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