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Accept Mobile Money Payments Across Africa
CartModules: pawaPay Payment Gateway integrates your CS-Cart or Multi-Vendor store with pawaPay, Africa's leading mobile money aggregator. Accept payments from customers in 20+ African countries via their mobile phone -- no card, no bank account required.
Supported Mobile Money Operators
- MTN Mobile Money -- Uganda, Ghana, Cameroon, Ivory Coast, DR Congo, Benin, Congo, Zambia, Rwanda
- Airtel Money -- Uganda, Ghana, Tanzania, Kenya, Zambia, Rwanda, Malawi, Nigeria
- Safaricom M-Pesa -- Kenya
- Vodacom M-Pesa -- Tanzania
- Vodafone Cash -- Ghana
- Orange Money -- Cameroon, Ivory Coast, Senegal, Burkina Faso, Mali
- Tigo Pesa / Tigo Cash -- Tanzania, Ghana
- HaloPesa -- Tanzania
- Wave -- Senegal, Ivory Coast
- Free Money -- Senegal
Supported Currencies
KES, UGX, GHS, NGN, XAF, XOF, TZS, ZMW, RWF, CDF, MWK, SLL
How It Works
- Customer enters their phone number at checkout and places the order.
- A mobile money payment prompt (USSD or STK push) is sent directly to the customer's phone.
- Customer authorizes the payment by entering their mobile money PIN on their phone.
- The store automatically detects payment confirmation and updates the order status.
No redirect to an external payment page is needed. The customer stays on your store and sees a real-time waiting page that updates as soon as the payment is confirmed.
Key Features
- No card handling -- fully PCI-compliant (SAQ A). Mobile money only.
- Real-time status updates -- automatic polling + webhook support for instant confirmation.
- Sandbox/Live toggle -- test with pawaPay sandbox before going live.
- Configurable status mapping -- map pawaPay statuses (Completed, Failed, Pending) to any CS-Cart order status.
- 30+ mobile money operators across Africa in a single integration.
- Automatic phone normalization -- handles various phone number formats.
- Idempotent webhooks -- safe against duplicate notifications.
- Detailed logging -- all API interactions logged with sensitive data stripped.
Requirements
- CS-Cart or Multi-Vendor 4.x
- A pawaPay merchant account
- PHP 7.0 or higher
- SSL certificate on your store (HTTPS)
Installation
- Go to Add-ons > Manage add-ons, click Manual installation, and upload the addon zip
- Activate the addon and enter the license key
- Go to Administration → Payment methods and add a new payment method.
- Select "pawaPay Payment Gateway" as the processor.
- Enter your pawaPay API token, select the correspondent (mobile money operator) and currency.
- Configure the webhook URL in your pawaPay dashboard (shown in the payment settings).
- Test with sandbox mode before switching to live.
Tags
Africa, mobile money, MTN, Airtel, Vodafone, Safaricom, M-Pesa, Orange Money, pawaPay, payment gateway, Kenya, Uganda, Ghana, Nigeria, Tanzania, Cameroon, Zambia, Rwanda, Senegal, mobile payments, USSD, STK push, CS-Cart, Multi-Vendor
Payment type
One-time payment
Product
- Store Builder
- Store Builder Ultimate
- Multi-Vendor
- Multi-Vendor Plus
- Multi-Vendor Ultimate
Compatible versions
- 4.20.1
- 4.19.1.SP2
- 4.19.1.SP1
- 4.19.1
- 4.18.4
- 4.18.3
- 4.18.2.SP1
- 4.18.2
- 4.18.1.SP1
- 4.18.1
- 4.17.2.SP3
- 4.17.2.SP2
- 4.17.2.SP1
- 4.17.2
- 4.17.1
- 4.16.2
- 4.16.1
- 4.15.2
- 4.15.1.SP4
- 4.15.1.SP3
- 4.15.1.SP2
- 4.15.1.SP1
- 4.15.1
- 4.14.3
- 4.14.2.SP1
- 4.14.2
- 4.14.1.SP1
- 4.14.1
- 4.13.3
- 4.13.2.SP2
- 4.13.2.SP1
- 4.13.2
- 4.13.1
- 4.12.2
- 4.12.1
- 4.11.5
- 4.11.4
- 4.11.3
- 4.11.2
- 4.11.1
- 4.10.4.SP1
- 4.10.4
- 4.10.3
- 4.10.2
- 4.10.1
- 4.9.3
- 4.9.2
- 4.9.1
- 4.8.2
- 4.7.4
- 4.6.3
Localizations
- English
Contact information
Email
Phone
+91-96538-49089
Website
Cartmodules operates a team of professional web designers and developers, providing premium CS-Cart services like add-ons development and theme development at affordable prices. We not only work effectively but smartly and deliver the best to our customers in shortest possible and ensuring quality of the deliverables.
We have an experienced team of professional having experience in PHP, JavaScript, Smarty, jQuery, CSS, Ajax, HTML5 and other programming languages and technologies. The development is inline with latest quality standards.
Our customers include a number of small, medium and large enterprises who are into e-commerce and want to expand further their business using technology.
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